The Blog

Straight talk on the market

The same breakdowns you see on Janice TV, in writing. Rates, housing, and what it means for your mortgage.

Rates & Inflation · Latest

Inflation Is 3.2% and They're Calling It Manageable. Here's What That Really Means for Your Mortgage.

Canada's inflation hit 3.2% in May 2026, the highest since 2023. What core inflation hides, and what it means for renewals, buyers, and self-employed borrowers.

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Housing Market

Home Sales Are Up 5.5%. Before You Get Excited, Read the Fine Print.

Canadian home sales jumped 5.5% in May 2026 while new listings dropped 7.9%. Recovery or squeeze? What buyers and homeowners in Ontario should actually do.

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Bank of Canada

The Bank of Canada Has Held Rates Five Times in a Row. That's Not Reassuring. Here's Why.

Five consecutive holds at 2.25% while Canada sits in a technical recession and inflation rises. What the rate hold really means for renewals and buyers.

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Economy

Canada Added 87,800 Jobs in May. So Why Do Real Wages Tell a Different Story?

The strongest hiring month since 2024, but wages grew 3.0% while inflation hit 3.2%. What the jobs report means for self-employed borrowers and newcomers.

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Economy

Canada Is in a Recession. Business Has Been Shrinking for Five Quarters. Why Isn't Anyone Saying It Louder?

Two consecutive quarters of GDP contraction and five straight quarters of falling business investment. What Canada's technical recession means for your mortgage.

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